Foreign National Loans

Buy a home in the United States, without been a US Citizen?
No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs.

Here are some details:

  • Our Foreign National Loan program offers competitive interest rates.
  • Fixed rate terms (15 & 30).
  • Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
  • You can Purchase a New home or refinance your current home.
  • Debt-to-income ratios are 50% ("Assets for income" option).
  • Pre-payment penalties may apply with some lenders
  • We can finance up to 80% loan-to-value.
  • This program is eligible for multiple property types including: single-family homes, condos and townhouses.
  • All Loans are manually underwritten.
  • Some seller concessions are allowed (Max 6% up to 65% LTV)
  • Escrows: Taxes and insurance escrows are required

Apply Now and see the program you qualify

12-Month Interest Only Fix and Flip Loans

  • Rates range from 7 to 12%
  • (Rates are determined by experience, credit worthiness, and requested loan to value. Minimum FICO score is 600)
  • Minimum of $75K to a maximum of $4M
  • We finance up to 90% of the purchase and repair costs of the property (LTC), or up to 75% of the after repair value (ARV).
  • Single Family Residence, 2-4 Unit Properties, Condominiums, Townhomes SFR and $550 for 2-4 units Appraisal Fee (Due at the time of approval)
  • U.S. Citizens, Canadian Citizens, and Permanent Resident Aliens (LTC may vary based on loan size)
  • Online Approval & Instant Rate Quote Fast Closings Dedicated & Personalized Service
  • Real Estate Investor Loans...Simplified
  • No Interest on Unused Renovation Funds
  • No Prepayment Penalty
  • One-Year Interest Only Loans

APPROVAL PROCESS:

Follow these simple steps and get started today:

  1. Initial email or phone call with your own personal loan consultant
  2. Fix and Flip investors receive an instant rate quote and lock in the rate by finalizing the application
  3. Pay the appraisal fee
  4. You'll be set up with your own personal loan closing agent
  5. File is submitted to the final approval team
  6. Loan closes!

REQUIRED DOCUMENTS:

  1. 1 Month Bank Statements
  2. Current properties owned (REO schedule)
  3. Last 2 years of tax returns
  4. Renovation Budget
  5. Sales Contract
  6. Corporate entity documents
  7. Driver's License

DISQUALIFIERS:

Property must not be owner-occupied, no bankruptcies, foreclosures, short-sales, within the past 24 months, and no late payments on other mortgages.

LET US HELP YOU GROW YOUR REAL ESTATE BUSINESS TODAY!

Rental Financing

LOAN AMOUNTS:

  • Minimum of $75K to a maximum of $2M
  • Up to 80% Loan to Value (LTV)
  • Single Family Residence, 2-4 Unit Properties, PUDs, Warrantable Condos, and Townhomes*
  • 30-Year Fixed-Rates: starting at 5.49%
  • 3/1 , 5/1, an d 7/1 A RMs: starti ng at 4.99% (Rates are determined by credit and loan to value. Minimum FICO score is 640.)
  • U.S. Residents and Foreign Nationals and Permanent Residents
  • Loans only apply to residential non-owner occupied properties and preferred rates offered to qualified investors that meet our underwriting requirements.
  • Real Estate Investor Loans...Simplified
  • Rental Term Loans
  • Online Approval & Instant Rate Quote Fast Closings Dedicated & Personalized Service
  • LendingOne provides loans

APPROVAL PROCESS:

Follow these simple steps and get started today:

  1. Initial email or phone call with your own personal loan consultant
  2. Fill out our easy to use online application
  3. Pay the appraisal fee
  4. You'll be set up with your own personal loan closing agent
  5. File is submitted to the final approval team
  6. Loan closes!

REQUIRED DOCUMENTS:

  1. 1 Month Bank Statement
  2. List of current properties owned (REO schedule)
  3. Lease (if currently rented)
  4. Sales Contract (if purchase)
  5. Corporate entity documents
  6. Driver's License

DISQUALIFIERS:

Property must not be owner-occupied. No bankruptcies,foreclosures, short-sales, within the past 36 months, and late payments on other mortgages.

LET US HELP YOU GROW YOUR REAL ESTATE BUSINESS TODAY!