Purchase a home or to Refinance:
Applying for a mortgage loan is merely a process to collect appropriate information regarding your income and credit history, however, it is the most essential step towards owing or refinancing a home. Don't hesitate in applying for a l oan, there is no obligation. Starting with the information you provide us, we will work to obtain approval for a loan that meets your purchase or refinance needs.
A lender is not in a position to quote an interest rate or a loan program without knowing your credit score and your liabilities. Perfect credit, not so perfect credit, or even bad credit doesn't imply that you are automatically approved or can not be approved for a loan.
First and foremost it puts you in a position as a homebuyer to know exactly how much you can afford. In addition, as a pre-qualified buyer you have a stronger standing than a buyer who is not pre-qualified. It will also help to close the loan quickly
Organize essential documents and get credit report
Purchase a Home
Refinance a Home
Once we have received your application, our approval process begins. This involves verifying the following information:
I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774