Mortgage Loan Services

Bank Statements Loans

  • This program allows personal or business bank statements to calculate income without requiring tax returns.
  • Loans from $150,000 to $3 million
  • Two years seasoning required for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Available for purchase, cash-out or rate-term refinance
  • Primary, second home, or investment properties
  • Single family, townhomes, or condos
  • 12 or 24 months business or personal bank statement submissions
  • 1099 income option available
  • Non-warrantable condos allowed
  • Two years of self-employment required
  • 40 year fixed interest-only available*

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I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774

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