Mortgage Loan Services

DSCR Loans (Debt Service Coverage Ratio)

  • LTV up to 80% for Purchase and R/T Refi and 70% for Cash-Out Refi
  • Available for 5-8 Unit Properties with LTV up to 70%
  • Close multiple loans for the same investor at the same time
  • No limit on the number of properties owned and can finance up to 10 properties for 1 investor
  • Industry-leading funding times
  • No limit on the number of properties owned and can finance up to 10 properties for 1 investor
  • Qualify on Interest Only Payments – Excellent for qualification and cashflow purposes, particularly with our 10-Year IO period on our 40-Year Term program
  • Non-Warrantable condos and Condotels allowed (up to 70% LTV)
  • FICO as low as 640
  • Rate buy-down feature available
  • Investor Cash Flow Loan (DSCR) Allows Property Investors To Grow Their Real Estate Portfolios.
  • No income or employment information required
  • Short-term rentals and VRBOs allowed
  • Properties can be in LLC's name
  • No limit on number of properties
  • 40 year fixed interest-only available
  • Non-warrantable condos allowed
  • Purchase, cash-out or rate-term refinance

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I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774

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