Foreign nationals are not United States citizens, they will not qualify for Fannie, Freddie, and FHA mortgages, so lenders that offer them mortgages typically either keep them in the portfolio or sell them into the secondary market.

$100,000 to $8,000,000 loan amounts with limited documentation

Up to 70% LTV, no prepayment penalty, five-year fixed rate, interest-only payments

Documentation: valid passport, letter from financial institution and verification of domicile in the U.S.

Owner-occupied, vacation homes and non owner-occupied homes, condos and townhomes

Private money financing of non owner-occupied 1-4 units, multifamily, land and for construction.

60 days’ sourcing and seasoning of assets

Income verification letter from employer or CPA accepted

No ratio foreign national loans. No U.S. credit nor U.S. visa required.

Portfolio loans for foreign borrowers, no credit score required, maximum 50% LTV

Foreign investor and foreign-owned U.S. businesses eligible for fix and flip, buy and hold and refinance