Providing Affordable Mortgages 

Jumbo Loans

Jumbo Loans

Prime Jumbo loans are mortgages specifically designed for high-value properties. Conventional loans top out between $647,200 and $970,800 depending on the county. If your client needs a mortgage for something more expensive than Conventional loans can cover, they need a Prime Jumbo loan.

A jumbo mortgage is a type of mortgage loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). In most of the United States, the conforming loan limit for a single-family home is $548,250 as of 2021. Any mortgage loan that exceeds this limit is considered a jumbo mortgage.

Jumbo mortgages are typically used to finance high-priced homes or properties in areas with high real estate values. They often come with stricter underwriting requirements and higher interest rates than conforming loans, as they are considered riskier for lenders due to their larger loan amounts.

Jumbo mortgages can be fixed-rate or adjustable-rate loans, and they may require larger down payments and higher credit scores than conforming loans. Borrowers should carefully consider their financial situation and seek professional advice before taking on a jumbo mortgage.

  • Expert at accommodating large loan amounts and creating custom mortgage solutions:
  • Bank Statement Loans
  • Loan amounts up to $30 million or more
  • Underwriting Flexibility
  • Portfolio Loan Options
  • Extensive range of mortgage programs and options
  • Interest-only options available
  • Unique properties considered
  • 90% financing on purchase loans
  • Highly competitive non-resident alien programs

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I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774